Armor 2.0 Is Coming to Payday 3. Finally, We Get to Dress Like Tactical Pokémon.

Niels Gys
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Payday 3 Armor 2.0 Overhaul Drops May 26 — Pick Your Frame, Plate Up

A movie-poster-style promotional image for Payday 3's “Armor 2.0” update, featuring a masked heister standing in a dimly lit locker room. He is adjusting high-tech body armor while holographic labels highlight selectable options: “Resistant Plate,” “Adaptive Plate,” and “Impact Plate.” Another hologram identifies the chosen frame as “Medtech.” The bold headline at the top reads “ARMOR 2.0,” and the tagline at the bottom says “BUILD YOUR BULLET MEAT” in large yellow text. The atmosphere is tactical, futuristic, and ominously stylish.

The Short Version

On May 26, Payday 3 drops a major system overhaul called Armor 2.0. In plain English:

You get to customize your armor like a greasy car modder with a bullet fetish.

Step 1 — Pick a Frame

There are four armor frames, each with its own vibe:

Medtech – For the medic with martyr syndrome
Specialist – Balanced and boring (probably the right choice)
Saboteur – Sneaky rat energy
Mercenary – Built like a fridge, moves like one too

Each frame affects your armor values, regen delay, and movement speed. Choose wisely. Or blindly. Either way, you’ll look fantastic.

Step 2 — Plate Up

Once you've chosen a frame, it’s time to snap on some armor plates. Three delicious flavors:

Resistant Plate – More damage reduction, slower regen
Adaptive Plate – Jack of all trades, master of running out of bullets
Impact Plate – Fully regenerates over time but offers zero damage resistance. Bold. Stupid. Glorious.

The meta’s about to shift harder than Dallas’ jaw after a cloaker kick.

It’s Like Skill Trees… for Your Chest

Armor 2.0 adds real tactical depth to builds. Wanna be a fast, stealthy sponge? Done. Wanna tank for your team like a cybernetic dad? Absolutely. Want to make the worst possible setup just to annoy your crew? Now you can.