GTA Online: The Contract – The Ultimate Money Guide (2025)

TL;DR (for the impatient sociopaths)

• Host the VIP Contract → $1,000,000 in about an hour.

• Weave in Payphone Hits → 45k every 10 minutes (if you can remember how to use a payphone).

• Grind Security Contracts → unlock passive 20k/48 min safe income and feel like a CEO who owns 37 staplers.

• Rotate hosts with friends if you have any.

• Laugh, cry, crash a helicopter into the FIB building. Profit.

The Contract: Dr. Dre is the perfect storm of gangster fantasy meets corporate side hustle. It’s the only time you’ll earn seven figures for saving a billionaire’s playlist.

So grab your Agency keys, call Franklin, and prepare to commit high-yield crimes while pretending you’re doing “consulting work.”

Because in Los Santos, the only thing more profitable than music… is stealing it. 🎤💵

🎧 The Big Payday – “The Data Leaks”

The Dre contract is GTA’s equivalent of a rockstar tax refund: you’re paid a million dollars just for babysitting Dr. Dre’s unreleased tracks and occasionally mowing down some rich idiots with Uzis.

The host gets the entire million. The rest of the crew get paid in vibes and exposure, so take turns hosting unless you enjoy mutinies.

A solo run, done right, clocks 55–75 minutes—or about the same time it takes for your CEO assistant to mispronounce “Oppressor Mk II” again.

Pro tip: Stage vehicles beforehand. Vigilante near the estate. Buzzard or Oppressor Mk II for travel. Heavy Rifle for everything else. The less time you spend waiting for loading screens, the more you’ll make (and the fewer times you’ll scream into your controller).

🔪 Payphone Hits – Because Franklin Thinks It’s 1997

Franklin calls, says he’s got a “job,” and next thing you know you’re beating a crypto bro to death with a golf club “for a bonus.”

Each hit pays $15k base + $30k bonus if you follow his oddly specific murder instructions (“Make it look like an accident. Preferably involving a bulldozer.”).

Cooldown: 10 minutes.

Pay: 45k for the leader, 25k for the associate.

Math: Hit one every 10 minutes and you’re pulling ~270k/hour while you wait for Dre’s chauffeur to get lost in Vinewood traffic again.

It’s the most profitable way to commit murder with etiquette.

🖥️ Security Contracts – Franklin’s Busywork Program

These are the Agency’s bread and butter: missions with names like Recover Valuables, Gang Termination, and Please Don’t Blow Up the Van This Time.

• Pay: 31k–70k, depending on tier.

• Takes 5–7 minutes, with a small cooldown.

• Complete enough and your Agency wall safe starts paying 20k every in-game day (48 min).

• Safe cap: $250k—empty it or you’ll just fund the janitor’s coke habit.

Do about 200 of these to max the safe. Congratulations—you’re now earning passive income while sitting in a hot tub calling Franklin a twat.

🎮 The Ideal Money Loop (Solo)

1. Start VIP Contract.

2. Between Dre steps → run a Payphone Hit.

3. Cooldown? Smash a Security Contract.

4. Repeat until you’re rich enough to buy an FIB intern.

Average: $1.1 million/hour if you move fast and don’t spend 15 minutes admiring Dre’s yacht again.

👥 The Crew Loop (Multiplayer)

Friends exist so you can exploit them equally:

• Everyone hosts once = everyone banks 1 million.

• Non-hosts spam Payphones or Security Contracts in between.

• Rotate until you hate each other’s voices.

🎩 Short Trips – Weed, Guns, and Therapy With Lamar

After the main contract, you unlock “Short Trips.” Each pays 50k (Normal) or 62.5k (Hard).

Think of them as Franklin and Lamar’s couples therapy: you get to smoke weed, shoot gang members, and question your life choices.

Only do them when Rockstar doubles the cash, or if you enjoy listening to Lamar talk about “business moves” for 20 minutes.

🏢 Equipment & Lifestyle Tips

• Agency Armory: Super Heavy Armor, AP Pistol, Heavy Rifle, and caffeine pills.

• Vehicles: Oppressor Mk II for speed, Vigilante for fireworks, Buzzard for tax write-offs.

• Set your spawn point to Agency—because time is money, and your penthouse elevator is apparently powered by snails.

🧮 Final Math (per hour, realistic)

Activity	Payout	Time	$/hr (approx.)
VIP Contract (Host)	1,000,000	55–75 min	800k–1.1M
Payphone Hits (Bonus)	45k each	10 min CD	270k
Security Contracts	44–70k each	5–7 min	300–450k
Agency Safe	Passive 20k/48 min		+25k/hr

Add it all together and you’re basically printing money—Rockstar’s only legal counterfeiting scheme.

🤡 FAQ (Because Franklin Won’t Stop Calling)

Q: Do replays still pay the full million? A: Yes. Rockstar actually forgot to nerf it. Don’t remind them.

Q: Why don’t my friends get a cut? A: Because you’re the CEO, they’re the interns, and this is capitalism.

Q: How do I unlock Payphone Hits? A: Do 3 Security Contracts. Then wait for Franklin to phone you while you’re in the middle of something important.

Q: Can I do this drunk? A: Yes, but your helicopter can’t.