GTA Online Union Depository Payout: Rob This Bloody Bank
- Niels Gys
- 1 hour ago
- 5 min read
Quick Answer
The Union Depository Contract normally pays GTA$270,000 to GTA$337,500 to the leader after KDJ and Sessanta's 10% cut, depending on crew size.
This week, with 2X GTA$ on Auto Shop Robbery Contracts, that becomes approximately GTA$540,000 to GTA$675,000 for the leader.
Players | Normal Gross | Normal Leader Payout | 2X Leader Payout |
1 | GTA$300,000 | GTA$270,000 | GTA$540,000 |
2 | GTA$325,000 | GTA$292,500 | GTA$585,000 |
3 | GTA$350,000 | GTA$315,000 | GTA$630,000 |
4 | GTA$375,000 | GTA$337,500 | GTA$675,000 |
For solo players, the number you care about is therefore:
GTA$270,000 normally. GTA$540,000 during the current 2X week.
And yes, it is comfortably the highest-paying Auto Shop Robbery Contract.
The other contracts have brought knives to a bank robbery.
Robbing one bank is nice. Knowing what pays best everywhere is nicer. The current GTA Online Weekly Grind ranks this week’s best money, including 2X Auto Shop Contracts and the temporary 6X racing madness.
Why Does the Union Depository Payout Change With More Players?
Unlike the other Auto Shop Contracts, the Union Depository increases its total contract value with crew size.
The gross payout rises from:
GTA$300,000 solo
GTA$325,000 with two players
GTA$350,000 with three
GTA$375,000 with four
KDJ and Sessanta then take their combined 10% cut, because apparently arranging several phone calls entitles you to ten percent of several hundred thousand dollars in stolen gold.
This leaves the leader with GTA$270K-337.5K normally.
During a 2X event, that becomes GTA$540K-675K.
Crew members receive separate fixed payments rather than taking a percentage out of the leader's share, so adding players does not carve chunks out of your payout like a traditional GTA Online heist.
Is Union Depository Better Solo?
For personal profit, solo is generally the obvious choice.
A solo completion currently gives the leader:
GTA$540,000 during 2X
Bringing another player raises your leader payout to GTA$585,000, but that's only another GTA$45K.
Four players push it to GTA$675,000, an extra GTA$135K compared with solo.
That's more money, certainly.
But unless extra players are materially reducing your completion time, solo remains extremely attractive because the entire Contract is completely playable alone.
You are robbing one of Los Santos' most secure financial institutions without having to invite xXxSniperWeedLord93xXx and discover halfway through the escape that he has strong philosophical objections to brakes.
How Long Does the Union Depository Contract Take?
The Contract consists of:
Elevator Key preparation
Vault Code preparation
Union Depository robbery finale
An experienced solo player can reasonably complete the entire operation in roughly 20–30 minutes, although your time obviously depends on routing, combat and how efficiently you handle the preparations.
That makes the current GTA$540K solo payout extremely good active money.
A clean 25-minute cycle would mathematically represent around GTA$1.3 million per active hour.
But don't tattoo that number onto your forehead just yet.
Union Depository has a cooldown before you can repeat the same Contract, and board availability also matters. So GTA$1.3M/hour is an active-time equivalent, not a sustainable promise that you can grind Union Depository continuously for six hours and emerge owning Luxembourg.
Run another profitable activity while Union Depository cools down.
Union Depository is king, but the other seven contracts are fighting over the scraps. See every Auto Shop Robbery Contract payout ranked, including what each one pays at this week’s 2X rate.
How Does Union Depository Compare With the Other Auto Shop Contracts?
Badly.
For them.
During the current 2X event:
Contract | Approx. 2X Leader Payout |
Union Depository, solo | GTA$540,000 |
E.C.U. Job | GTA$344,000 |
Superdollar Deal | GTA$333,000 |
Agency Deal | GTA$327,600 |
Lost Contract | GTA$324,000 |
Bank Contract | GTA$320,400 |
Prison Contract | GTA$315,000 |
Data Contract | GTA$306,000 |
Union Depository isn't merely first.
It's standing on the roof while the Data Contract is downstairs asking reception whether there's a lift.
Even solo, Union Depository pays nearly GTA$200K more than the next-best Contract during 2X.
If Union Depository appears on your Auto Shop Job Board this week, take it.
Is the Union Depository Contract Worth It Normally?
Yes, although bonus weeks transform it from good into excellent.
At the normal GTA$270K solo leader payout, Union Depository remains by far the most lucrative Auto Shop Contract. The problem is opportunity cost.
Modern GTA Online contains stronger permanent money systems, particularly once an established player has access to things like Cayo Perico, the Acid Lab, Agency work and passive businesses.
So during an ordinary week:
Union Depository = good supplementary money.
During 2X:
Union Depository = stop pretending you didn't see it on the board.
A GTA$540K solo robbery with only two preparations is precisely the sort of temporary bonus CRIMENET cares about.
Not 3X RP on Underwater Competitive Yoga.
Money.
First-Time Union Depository Bonus
There is also a separate GTA$75,000 award for completing the Union Depository Contract as leader for the first time.
Do not confuse this with the repeatable Contract payout.
For a new player completing it for the first time, that bonus can make the first successful robbery more valuable, but it should not be included when calculating repeat earnings.
Once you've received it, it's gone.
Rockstar has many faults, but repeatedly giving people first-time bonuses would apparently threaten Western civilization.
What Do You Need to Start the Union Depository Contract?
You need an Auto Shop.
Auto Shop Robbery Contracts are selected from the Job Board upstairs, where three Contracts are offered at a time.
Union Depository may not always appear among those three.
Once selected, complete its two preparation missions and the finale becomes available.
Everything can be done solo.
That accessibility is a large part of why the Contract remains useful: you don't need three friends, matchmaking, complicated percentage negotiations or a diplomatic summit over who deserves 25%.
You need an Auto Shop.
And an unusually relaxed attitude toward federal banking law.
Next Thursday, this GTA$540K gold fountain may turn back into a perfectly ordinary felony. Bookmark the GTA Online Weekly Grind and come back after reset, when we once again calculate which crime Rockstar has accidentally made economically sensible.
Final Verdict
Normal solo payout: GTA$270,000
Current 2X solo payout: GTA$540,000
Maximum normal leader payout: GTA$337,500 with four players
Maximum 2X leader payout: GTA$675,000 with four players
First-time leader award: GTA$75,000
Solo: Yes
Current verdict: Absolutely worth doing
The Union Depository Contract is the best-paying Auto Shop robbery by a considerable margin, and 2X GTA$ turns the solo leader payout into GTA$540,000.
Run it whenever it appears.
Then use the cooldown to make money somewhere else rather than standing inside the Auto Shop staring at the Job Board like a Labrador waiting for somebody to throw the bank again.
FAQ
How much does the Union Depository Contract pay solo?
The Union Depository normally pays GTA$270,000 to the solo leader after KDJ and Sessanta's 10% cut. During the current 2X Auto Shop event, that becomes GTA$540,000.
What is the maximum Union Depository payout?
With four players, the Contract has a GTA$375,000 normal gross value and pays GTA$337,500 to the leader after the 10% cut. At 2X, the leader payout becomes GTA$675,000.
Is the Union Depository Contract 2X this week?
Yes. Auto Shop Robbery Contracts are paying 2X GTA$ and RP from August 27 to September 3, 2026, making a solo Union Depository worth approximately GTA$540,000 to the leader.
Can you do the Union Depository Contract solo?
Yes. Both preparation missions and the finale can be completed solo.
Does KDJ and Sessanta's cut reduce the payout?
Yes. KDJ and Sessanta take a combined 10% of the Union Depository contract value. A GTA$300,000 solo gross payout therefore leaves the leader GTA$270,000 normally.
Is Union Depository the best Auto Shop Contract?
Yes. It pays substantially more than every other Auto Shop Robbery Contract. During 2X, the next-highest regular Contract is the E.C.U. Job at roughly GTA$344,000, compared with GTA$540,000 for a solo Union Depository.
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